Health Insurance

MIT provides Cigna travel health insurance for all MIT students participating in MIT programs abroad

How it works

  • Cigna insurance provides up to $100,000 in medical coverage during your MIT-approved experience abroad.
  • This insurance is managed by ISOS. You must call ISOS if you need to use the insurance: if it is not an emergency call ahead; if it is an emergency call as soon as you are able to do so.
  • If you have any other health insurance, do not cancel it, as you might need to use it as a secondary insurance.
  • Please familiarize yourself with Cigna’s coverage terms as well as its exclusions and limitations. This is travel health insurance so it doesn't cover everything.

Please be aware that there are a few situations when MISTI participants will not have access to Cigna travel health insurance. If you fall into any of these categories, talk to your program manager about alternative coverage options.

See below what coverage you will receive 

Graduating student

Cigna Insurance coverage: 

Valid up to 90 days after graduation date

If you will be abroad more than 90 days after graduation date, you must purchase separate insurance for the entire duration of the stay abroad.

ISOS services: 

Coverage for the duration of the experience abroad up to one year after graduation

Student with a summer graduation date

Cigna Insurance coverage: 

Valid until September 30 of that year

ISOS services: 

Coverage for the duration of the experience abroad up to one year after graduation

Student taking a Leave of Absence

Cigna Insurance coverage: 

Not covered

ISOS services: 

Coverage for the duration of the experience abroad up to one year after graduation